After an accident, deciding whether to file an insurance claim or pursue a personal injury lawsuit can be tough. The decision depends on the accident’s severity and how cooperative the insurance company is. Each option has its process and potential outcomes.
This blog will help clarify the differences between car accident claims and personal injury lawsuits, giving you a better idea of what to expect from each route.
Filing an Insurance Claim
Most people start by filing an insurance claim after an accident. This involves contacting the at-fault party’s insurance provider and seeking compensation for medical bills and vehicle repairs. Insurance companies often aim to settle car accident claims quickly to avoid court costs.
However, the settlement offered by the insurance company may be less than you deserve. If the negotiations don’t result in a fair offer, you may need to consider the personal injury lawsuit process. A personal injury lawyer can help you deal with stubborn insurance companies.
When to File a Personal Injury Lawsuit
If the insurance company isn’t willing to offer a fair settlement, your next option may be to file a lawsuit. The personal injury lawsuit process allows you to take your case to court, where a judge or jury will determine the outcome. This route is often chosen when the injuries are severe, and compensation needs to reflect the long-term impact on your life.
While lawsuits take longer to resolve, they can lead to higher payouts than car accident claims settled through insurance alone. Having a personal injury lawyer represent you in court ensures your case is presented effectively.
Choosing the Right Option for You
Minor accidents may only require an insurance claim, but more severe injuries could call for the personal injury lawsuit process. If the insurance company’s offer doesn’t cover your damages, or if they refuse to negotiate, a lawsuit might be necessary.
Remember, both options exist to help you recover compensation. Still, a lawsuit is sometimes the best way to ensure your needs are met.
Get Legal Help To Make The Best Choice
At Anderson & Associates, we’ve assisted hundreds of clients with car accident claims and personal injury lawsuits. We’ll help you navigate whichever path is the best for your case.
Contact us today if you’re unsure whether to file an insurance claim or pursue a personal injury lawsuit process. We’ll help you choose the best action to secure the compensation you deserve.
