A hit-and-run situation can be even more frustrating than a typical car accident since you may never find out who to hold responsible for your accident. Contacting the police to file a report might help you secure justice and compensation for whatever damages you have suffered.
If police successfully locate the at-fault motorist, you retain the option to pursue legal action to recover damages. However, this could depend on the filing of an official accident report. If you do not have a report and if you lack other evidence such as eyewitness testimony, you might not be able to prove that a hit-and-run occurred or link the identified driver to the incident.
According to Nerdwallet, a 2017 Consumer Federation of America survey discovered that some insurers raise their rates 10% or higher on clients if they file a claim for an accident that was not their fault. Being able to locate an at-fault driver with the help of a police report could help you avoid having to make a claim on your own policy, and instead seek compensation from a liable party.
